People and things in any place of business are subject to risk. Look around your workplace and brainstorm to identify situations that could result in damage, injury, or loss as you and your employees perform your duties. After you determine your risk level, ask yourself a few questions:
Business owners can draw on many existing resources to determine how much insurance coverage they need, including information from the Occupational Safety and Health Administration (OSHA) and the Small Business Administration (SBA). Dedicate the time today to properly insure your business and save yourself money in the future.